Bay Area Bankruptcy Attorney

Dowe Law, debt relief and bankruptcy attorney , representing clients throughout the San Francisco Bay Area.


Filing for bankruptcy is a life-changing event that requires you to navigate difficult waters under stress. Our bankruptcy attorney is here to help make it a smooth transition. Dowe Law is experienced in assisting clients in filing for bankruptcy under Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code.

Our clients come from all walks of life – from the single mom struggling to get by and raise her children to families strung out by overwhelming medical bills or facing a foreclosure.

To make the right decision for your family, your future, and your own peace of mind, consider filing for bankruptcy. It’s often your best option.

For many, a life without the crushing burden of overdue debt has led to a sense of freedom and peace of mind. You can get back on track if you realize that just because you’re in debt today doesn’t mean you’re a bad person – and it doesn’t mean you need to make yourself sick worrying about your circumstances.

You were always told about the benefits of getting an education, but now you are unemployed or underemployed and in default on your  loans. You can’t pay them back as fast as the debt collectors demand and they are calling constantly.

Whether due to unemployment, illness, divorce or loss of income, many individuals and families find themselves in financial distress. Constant harassing phone calls, lawsuits, judgments, garnished wages and bank accounts, foreclosure and eviction, and calls at work that can threaten your job are all problems that individuals and families experience when overwhelmed by unmanageable debt. Filing for bankruptcy can give you a fresh start, a new beginning.


Debt Comes in Many Forms

Getting buried in debt is an all-too-common occurrence for many people. with  27 years as an attorney, Hermin Dowe has has the experience, dedication and compassion to help you solve your debt problems so you can experience the relief you need.

My sole job as a bankruptcy attorney is to help you get back on your feet so you can get on with your life. And together, we’ll make it happen.

If you’re ready to take the next step, call us at 510-233-7700 to schedule a free, no-obligation case audit and evaluation.

Free Consultation

We believe you have a right to understand all your options under the bankruptcy code before making a commitment to us or any other debt relief agency. Call for a free appointment to discuss the particulars of your case. Then you can make an informed decision on how to proceed. Call today to begin the journey to freedom from debt!

Call now 510-233-7700

Flexible Payment Plans

We’ll help you budget for your trip to financial freedom. We will create a special plan that works for you, with terms that you can handle. You determine your own payment schedule, while still receiving all the expert guidance of a professional bankruptcy & debt relief attorney. Call us today to begin your escape from financial turmoil.

Call now 510-233-7700

Over 27 Years of Crisis Solutions

We have helped thousands of clients over 27 years through creative use of every legal remedy available. We even assist other bankruptcy lawyers! We have never failed to have a client’s case accepted by the courts. Call us today and let us discover solutions that even other lawyers can’t find!

Call now 510-233-7700

Evening and Weekend Appointments

Many of our clients cannot take time away from work. That’s why we go the extra mile to protect you, including offering evening and weekend appointments. You can get individualized, experienced service when it fits your schedule. And you’ll find our fees highly competitive among qualified, results-proven attorneys. Call us today to see how we can help you!

Call now 510-233-7700





“Hermin Dowe is an excellent choice for anyone who needs the services that she provides. I was impressed with her and her staff. The difficulty that I had been dealing with for a long time was resolved completely, painlessly, and completely to my satisfaction. I definitely recommend Hermin.” – Roger

“This is the first time I have ever hired a lawyer and the Dowe law firm has has made my experience with hiring a lawyer a pleasant one. She answered all my question and concerns and gave me the information about what to expect during the bankruptcy process. I would recommend the Dowe law firm to any one seeking a lawyer to file bankruptcy.” – Phil

“Hermin is a tough lady. Very straight forward and to the point. Exactly what I wanted my lawyer to be. If I had questions she answered them promptly and always kept me informed of the entire bankruptcy process so that there were no surprises. I would highly recommend her if you are dealing with a bankruptcy.” – Anonymous

“In today’s economy many of us are faced with financial challenges never before imagined. I was challenged with severe financial issues. I found an attorney with moral values. Hermin Dowe, is one of the rare ones. Hermin practices law to help the people and not herself. She will help you with your legal needs like you are part of her family. Trust, Integrity and a helping hand are her hallmark. My bankruptcy was taken care of with professionalism and a minimum of stress.” – Mike S.